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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Regina on a CA$75K salary? Rent would be 22% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Saskatchewan peers below.
Can you afford Regina on a CA$75K salary? Rent would be 22% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Saskatchewan peers below.
Regina: cost index 94 (-12 vs national avg 106), rent $1,370/month.
Saskatchewan region average cost index: 106. Regina is -12 vs region peers.
Quality of life: 57/100 — safety 45, healthcare 66, walkability 42.
Safety score: 45/100 (crime rate 98.7/1k). National average: 63/100.
On a CA$75K salary, rent in Regina is 22% of gross monthly income — within the 30% rule.
Strip away assumptions, and something unexpected emerges. Regina has a cost index of 94 — 12 points below the Canada national average of 106. Median income is $70,000 with rent at $1,370/month, putting the rent-to-income ratio at 23%. This combination is rare — and valuable.
And here's the trade-off: looking at Saskatchewan as a whole, the spread across all 21 cities is 40 points on the cost index. Vancouver sits at the other end with index 134 and rent of $2,850/mo. That's a difference you notice every single month.
On quality of life, Regina scores a composite score of 57/100 — reflecting its safety (45), healthcare (66), and walkability (42) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Regina | 94 | $1,370 | $70,000 |
| 2 | St. John's | 94 | $1,200 | $65,500 |
| 3 | Saint John | 90 | $1,210 | $59,000 |
| 4 | Fredericton | 92 | $1,260 | $61,000 |
| 5 | Charlottetown | 93 | $1,340 | $59,500 |
| 6 | Quebec City | 96 | $1,350 | $63,500 |
| 7 | Winnipeg | 93 | $1,420 | $67,500 |
| 8 | Saskatoon | 96 | $1,480 | $72,000 |
| 9 | Laval | 101 | $1,500 | $67,500 |
| 10 | London | 101 | $1,660 | $68,500 |
| 11 | Montreal | 104 | $1,700 | $66,000 |
| 12 | Halifax | 100 | $1,720 | $66,000 |
| 13 | Edmonton | 108 | $1,800 | $82,000 |
| 14 | Hamilton | 110 | $1,880 | $76,000 |
| 15 | Calgary | 114 | $2,050 | $86,500 |
| 16 | Ottawa | 113 | $2,100 | $86,000 |
| 17 | Victoria | 120 | $2,300 | $76,000 |
| 18 | Surrey | 124 | $2,420 | $74,000 |
| 19 | Mississauga | 118 | $2,450 | $80,000 |
| 20 | Toronto | 126 | $2,750 | $82,000 |
Regina — cost index 94, rent $1,370/mo, income $70,000, QoL 57/100.
St. John's — cost index 94, rent $1,200/mo, income $65,500, QoL 63/100.
Saint John — cost index 90, rent $1,210/mo, income $59,000, QoL 62/100.
Fredericton — cost index 92, rent $1,260/mo, income $61,000, QoL 67/100.
Charlottetown — cost index 93, rent $1,340/mo, income $59,500, QoL 68/100.
Regina has a cost index of 94 (national avg: 106), rent $1,370/mo, median income $70,000/yr, and a quality of life score of 57/100.
In Regina, rent would be about 22% of your gross monthly income on CA$75K. Well within the recommended 30% threshold.
The Saskatchewan region of average QoL score is 61/100. Regina leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Regina: cost index 94, rent $1,370/mo, income $70,000/yr, QoL 57/100. St. John's: cost index 94, rent $1,200/mo, income $65,500/yr, QoL 63/100.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.