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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Fredericton on a CA$120K salary? Rent would be 13% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs New Brunswick peers below.
Can you afford Fredericton on a CA$120K salary? Rent would be 13% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs New Brunswick peers below.
Fredericton: cost index 92 (-14 vs national avg 106), rent $1,260/month.
New Brunswick region average cost index: 106. Fredericton is -14 vs region peers.
Quality of life: 67/100 — safety 72, healthcare 66, walkability 58.
Safety score: 72/100 (crime rate 42.1/1k). National average: 63/100.
On a CA$120K salary, rent in Fredericton is 13% of gross monthly income — within the 30% rule.
Let's cut to what actually matters here. Fredericton has a cost index of 92 — 14 points below the Canada national average of 106. Median income is $61,000 with rent at $1,260/month, putting the rent-to-income ratio at 25%. Financially, that's significant.
That said, looking at New Brunswick as a whole, the spread across all 21 cities is 42 points on the cost index. Vancouver sits at the other end with index 134 and rent of $2,850/mo. That's not a marginal difference — it reshapes your monthly budget.
On quality of life, Fredericton scores a composite score of 67/100 — reflecting its safety (72), healthcare (66), and walkability (58) metrics. Context matters here. affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Fredericton | 92 | $1,260 | $61,000 |
| 2 | St. John's | 94 | $1,200 | $65,500 |
| 3 | Saint John | 90 | $1,210 | $59,000 |
| 4 | Charlottetown | 93 | $1,340 | $59,500 |
| 5 | Quebec City | 96 | $1,350 | $63,500 |
| 6 | Regina | 94 | $1,370 | $70,000 |
| 7 | Winnipeg | 93 | $1,420 | $67,500 |
| 8 | Saskatoon | 96 | $1,480 | $72,000 |
| 9 | Laval | 101 | $1,500 | $67,500 |
| 10 | London | 101 | $1,660 | $68,500 |
| 11 | Montreal | 104 | $1,700 | $66,000 |
| 12 | Halifax | 100 | $1,720 | $66,000 |
| 13 | Edmonton | 108 | $1,800 | $82,000 |
| 14 | Hamilton | 110 | $1,880 | $76,000 |
| 15 | Calgary | 114 | $2,050 | $86,500 |
| 16 | Ottawa | 113 | $2,100 | $86,000 |
| 17 | Victoria | 120 | $2,300 | $76,000 |
| 18 | Surrey | 124 | $2,420 | $74,000 |
| 19 | Mississauga | 118 | $2,450 | $80,000 |
| 20 | Toronto | 126 | $2,750 | $82,000 |
Fredericton — cost index 92, rent $1,260/mo, income $61,000, QoL 67/100.
St. John's — cost index 94, rent $1,200/mo, income $65,500, QoL 63/100.
Saint John — cost index 90, rent $1,210/mo, income $59,000, QoL 62/100.
Charlottetown — cost index 93, rent $1,340/mo, income $59,500, QoL 68/100.
Quebec City — cost index 96, rent $1,350/mo, income $63,500, QoL 70/100.
Fredericton has a cost index of 92 (national avg: 106), rent $1,260/mo, median income $61,000/yr, and a quality of life score of 67/100.
In Fredericton, rent would be about 13% of your gross monthly income on CA$120K. Well within the recommended 30% threshold.
The New Brunswick region of average QoL score is 61/100. Fredericton leads with 67/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Fredericton: cost index 92, rent $1,260/mo, income $61,000/yr, QoL 67/100. St. John's: cost index 94, rent $1,200/mo, income $65,500/yr, QoL 63/100.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.