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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
On a CA$40K salary in New Brunswick, 0 out of 2 cities keep rent under 30% of income. Saint John offers the best value — cost index 90, rent $1,210/mo.
On a CA$40K salary in New Brunswick, 0 out of 2 cities keep rent under 30% of income. Saint John offers the best value — cost index 90, rent $1,210/mo.
Saint John ranks #1 with a cost index of 90 and rent of $1,210/month.
Average cost index across these cities: 91 (-15 vs national average of 106).
Average quality of life: 65/100. Top: Saint John at 62/100.
Safest city: Fredericton (72/100 safety score).
0 out of 2 cities keep rent under 30% of a CA$40K gross income.
Here's the finding that keeps coming up in different analyses: Saint John stands out as the top-ranked city in this analysis. With a cost index of 90 and median income of $59,000, it offers below-average costs relative to the rest of Canada. That's a strong position by any measure.
On quality of life, Fredericton leads with a composite score of 67/100 — reflecting its safety (72), healthcare (66), and walkability (58) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and Canada is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Saint John | 90 | $1,210 | $59,000 |
| 2 | Fredericton | 92 | $1,260 | $61,000 |
Saint John — cost index 90, rent $1,210/mo, income $59,000, QoL 62/100.
Fredericton — cost index 92, rent $1,260/mo, income $61,000, QoL 67/100.
Saint John ranks #1 in New Brunswick for this analysis with a cost index of 90 and median income of $59,000.
In Saint John, rent would be about 36% of your gross monthly income on CA$40K. Consider cost-cutting measures or a roommate.
The region average QoL score is 61/100. Saint John leads with 62/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include Statistics Canada, CMHC, CRA.
Saint John (ranked #1) has a cost index of 90 and rent of $1,210/mo. Fredericton (#2) has index 92 and rent $1,260/mo — a 2-point gap.
This analysis uses data from Statistics Canada, CMHC, CRA to rank cities in Canada. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.