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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Healthcare quality in Melbourne: 84/100 (Australia avg: 66/100). Full healthcare and quality-of-life breakdown vs Victoria cities.
Healthcare quality in Melbourne: 84/100 (Australia avg: 66/100). Full healthcare and quality-of-life breakdown vs Victoria cities.
Melbourne: cost index 124 (+11 vs national avg 113), rent $2,750/month.
Victoria region average cost index: 113. Melbourne is +11 vs region peers.
Quality of life: 62/100 — safety 64, healthcare 84, walkability 80.
Safety score: 64/100 (crime rate 48.2/1k). National average: 66/100.
Strip away assumptions, and something unexpected emerges. Melbourne has a cost index of 124 — 11 points above the Australia national average of 113. Median income is $84,500 with rent at $2,750/month, putting the rent-to-income ratio at 39%. That's a strong position by any measure.
Here's where it gets complicated: looking at Victoria as a whole, the spread across all 13 cities is 8 points on the cost index. Darwin sits at the other end with index 116 and rent of $2,350/mo. That's a difference you notice every single month.
On quality of life, Melbourne scores a composite score of 62/100 — reflecting its safety (64), healthcare (84), and walkability (80) metrics. But here's the flip side: affordability and QoL don't always move in the same direction, and Australia is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Melbourne | 124 | $2,750 | $84,500 |
| 2 | Sydney | 132 | $3,200 | $90,000 |
| 3 | Canberra | 120 | $2,750 | $101,000 |
| 4 | Perth | 118 | $2,650 | $87,000 |
| 5 | Brisbane | 112 | $2,550 | $80,000 |
| 6 | Adelaide | 104 | $2,100 | $72,000 |
| 7 | Newcastle | 110 | $2,250 | $76,000 |
| 8 | Wollongong | 113 | $2,300 | $74,000 |
| 9 | Geelong | 107 | $2,050 | $72,000 |
| 10 | Gold Coast | 109 | $2,400 | $72,000 |
| 11 | Hobart | 100 | $1,920 | $68,000 |
| 12 | Cairns | 100 | $1,820 | $66,000 |
| 13 | Darwin | 116 | $2,350 | $80,000 |
Melbourne — cost index 124, rent $2,750/mo, income $84,500, QoL 62/100.
Sydney — cost index 132, rent $3,200/mo, income $90,000, QoL 62/100.
Canberra — cost index 120, rent $2,750/mo, income $101,000, QoL 67/100.
Perth — cost index 118, rent $2,650/mo, income $87,000, QoL 63/100.
Brisbane — cost index 112, rent $2,550/mo, income $80,000, QoL 62/100.
Melbourne has a cost index of 124 (national avg: 113), rent $2,750/mo, median income $84,500/yr, and a quality of life score of 62/100.
The Victoria region of average QoL score is 63/100. Melbourne leads with 62/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ABS, CoreLogic, ATO.
Melbourne: cost index 124, rent $2,750/mo, income $84,500/yr, QoL 62/100. Sydney: cost index 132, rent $3,200/mo, income $90,000/yr, QoL 62/100.
This analysis uses data from ABS, CoreLogic, ATO to rank cities in Australia. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.