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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Cairns on a A$120K salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Queensland peers below.
Can you afford Cairns on a A$120K salary? Rent would be 18% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs Queensland peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Cairns | 100 | $1,820 | $66,000 |
| 2 | Gold Coast | 109 | $2,400 | $72,000 |
| 3 | Brisbane | 112 | $2,550 | $80,000 |
Cairns: cost index 100 (-13 vs national avg 113), rent $1,820/month.
Queensland region average cost index: 107. Cairns is -7 vs region peers.
Quality of life: 63/100 — safety 58, healthcare 62, walkability 55.
Safety score: 58/100 (crime rate 68.2/1k). National average: 66/100.
On a A$120K salary, rent in Cairns is 18% of gross monthly income — within the 30% rule.
Here's the finding that keeps coming up in different analyses: Cairns has a cost index of 100 — 13 points below the Australia national average of 113. Median income is $66,000 with rent at $1,820/month, putting the rent-to-income ratio at 33%. This combination is rare — and valuable.
On quality of life, Cairns scores a composite score of 63/100 — reflecting its safety (58), healthcare (62), and walkability (55) metrics. But here's the flip side: affordability and QoL don't always move in the same direction, and Australia is a good example of that tension.
Cairns — cost index 100, rent $1,820/mo, income $66,000, QoL 63/100.
Gold Coast — cost index 109, rent $2,400/mo, income $72,000, QoL 60/100.
Brisbane — cost index 112, rent $2,550/mo, income $80,000, QoL 62/100.
Cairns has a cost index of 100 (national avg: 113), rent $1,820/mo, median income $66,000/yr, and a quality of life score of 63/100.
In Cairns, rent would be about 18% of your gross monthly income on A$120K. Well within the recommended 30% threshold.
The Queensland region of average QoL score is 62/100. Cairns leads with 63/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ABS, CoreLogic, ATO.
Cairns: cost index 100, rent $1,820/mo, income $66,000/yr, QoL 63/100. Gold Coast: cost index 109, rent $2,400/mo, income $72,000/yr, QoL 60/100.
This analysis uses data from ABS, CoreLogic, ATO to rank cities in Australia. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.